Workers who suffer injuries at work in Georgia can count on the workers’ compensation laws to provide them with benefits after the accident. One of the most important for many employees is having the medical care they receive for the injury be covered by the insurance.
If you are injured at work, make sure that you report the incident as soon as possible to your employer. You might lose the benefits to which you’re entitled if you don’t report it within 30 days. Your employer should have a list of doctors that you can see.
Typically, there must be six listed for you to choose from, and one should be a minority (if possible). You can choose any one of the doctors on the list for your treatment, and you’re free to change doctors once without your employer’s permission as long as the new doctor is one on the list.
If you miss work for more than seven days, you will be able to receive partial wage replacement benefits. These are usually mailed out by day 21 after your injury. If you miss more than 21 days, you will be paid for the initial seven days you missed.
These payments cover two-thirds of your weekly average wage. Injuries that occurred on or after July 1, 2019 have a maximum benefit of $675 per week. With the exception of catastrophic injuries, there is a limit of 400 weeks for these benefits.
It is possible to receive partial wage replacement benefits if you have to take a job with a lower income because of your injury. These are reduced from the two-thirds amount and are available for up to 350 weeks after the injury. The cap in this case is $450.
Work-related injuries can be costly. Ensure that you know what you should receive from workers’ compensation so you can get those benefits.